FX Trading Cut-off Times at Year-End
23 December 2025 08:00–17:30
29 December 2025 08:00–16:30
30 December 2025 08:00–16:30
31 December 2025 08:00–15:00
Citfin – Finanční trhy, a.s.
Domestic payments in CZK and foreign currencies within the Czech Republic
• Domestic CZK payment orders with standard processing, to be settled on both the payer’s and beneficiary’s side by the end of 2025, must be submitted by 31 December 2025, 12:30, with value date no later than 31 December 2025.
• For urgent domestic CZK payments to be settled on both the payer’s and beneficiary’s side by the end of 2025, the payment order must be submitted no later than 31 December 2025, 12:30.
• If a domestic CZK payment with standard processing is sent to a Czech bank where Citfin holds an account, payment instructions may be submitted by 31 December 2025, 14:30, and the payment will be settled on both the payer’s and beneficiary’s side in 2025. The banks concerned are: ING Bank, Česká spořitelna, Komerční banka, Moneta Money Bank, ČSOB, Fio banka and Raiffeisenbank.
• Domestic foreign currency payment orders with standard processing, to be settled on both the payer’s and beneficiary’s side* by the end of 2025, must be submitted no later than 29 December 2025, 16:00.
• Domestic foreign currency payment orders with urgent processing, to be settled on both the payer’s and beneficiary’s side* by the end of 2025, must be submitted no later than 30 December 2025, 12:30.
• If a domestic foreign currency payment with standard processing is sent to a Czech bank where Citfin holds an account, payment instructions may be submitted by 31 December 2025, 14:30, and the payment will be settled on both the payer’s and beneficiary’s side in 2025. The banks concerned are: ING Bank, Česká spořitelna, Komerční banka, Moneta Money Bank, ČSOB, Fio banka and Raiffeisenbank.
• All payment orders with value date up to 31 December 2025, to be settled on the payer’s side in 2025 and on the beneficiary’s side in 2026, must be submitted by 31 December 2025, 14:30.
Payments in foreign currencies and CZK abroad
• Payment orders in foreign currencies and CZK abroad with standard processing, to be settled on both the payer’s and beneficiary’s side* by the end of 2025, must be submitted no later than 29 December 2025, 16:00.
• For urgent payments in foreign currencies and CZK abroad to be settled on both the payer’s and beneficiary’s side* by the end of 2025, the payment order must be submitted no later than 30 December 2025, 12:30.
• Payment orders in foreign currencies and CZK with value date 31 December 2025, to be booked on the payer’s side in 2025 and on the beneficiary’s side* in 2026, must be submitted by 31 December 2025, 14:30.
* Credit to the beneficiary’s account depends on the processing times of foreign banks.
Citfin, spořitelní družstvo
Domestic payments in CZK and foreign currencies within the Czech Republic
• Domestic CZK payment orders with standard processing, to be settled on both the payer’s and beneficiary’s side by the end of 2025, must be submitted by 31 December 2025, 12:30, with value date no later than 31 December 2025.
• Domestic foreign currency payment orders with standard processing, to be settled on both the payer’s and beneficiary’s side* by the end of 2025, must be submitted no later than 29 December 2025, 16:00.
• For urgent domestic CZK payments to be settled on both the payer’s and beneficiary’s side by the end of 2025, the payment order must be submitted no later than 31 December 2025, 12:30.
• Urgent payment orders in EUR, USD, GBP and CAD, to be settled on both the payer’s and beneficiary’s side* by the end of 2025, must be submitted no later than 30 December 2025, 12:30.
• All CZK and foreign currency payment orders with value date up to 31 December 2025, to be settled on the payer’s side in 2025 and on the beneficiary’s side in 2026, must be submitted by 31 December 2025, 14:30.
Payments in foreign currencies and CZK abroad
• Payment orders in foreign currencies and CZK abroad with standard processing, to be settled on both the payer’s and beneficiary’s side* by the end of 2025, must be submitted no later than 29 December 2025, 16:00.
• Urgent payment orders in EUR, USD, GBP and CAD, to be settled on both the payer’s and beneficiary’s side* by the end of 2025, must be submitted no later than 30 December 2025, 12:30.
• All payment orders in foreign currencies and CZK with value date up to 31 December 2025, to be settled on the payer’s side in 2025 and on the beneficiary’s side in 2026, must be submitted by 31 December 2025, 14:30.
* Credit to the beneficiary’s account depends on the processing times of foreign banks.
